Student Insurance

The Board of Trustees of Palliser Regional Schools has invested in IAP Student Accident Insurance, with enhanced coverage for the 2019-2020 school year. This provides accident insurance coverage for all students, teachers, and non-teachers on Palliser staff from the time they leave their residence to travel to school to the time they arrive at their residence (or their first destination) after school. This coverage also applies during approved and supervised school trips/activities.

This coverage is provided by Palliser at no cost to our students and staff. This enhanced coverage includes up to a maximum of $1,000 for ground ambulance service; paramedical coverage (chiropractic, osteopathy, physiotherapy and registered massage therapy); and special treatment travel coverage that reimburses for fuel expenses if special medical/dental treatment is unavailable within a radius of 80 to 160 km from the insured person’s residence.

Full details of the coverage can be found here. You can download a claim form here.

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Family Accident Reimbursement Plan - Voluntary Insurance

For your convenience, we have made arrangements for families to voluntarily purchase family accident insurance through the Family Accident Reimbursement Plan program, underwritten by iA Financial Group. 

The Family Accident Reimbursement Plan is ideal for supplementing costs not covered by your provincial
health insurance or existing employer extended health and dental plans. Regardless of the size of your
family, all eligible family members – one adult, one spouse and any number of dependent children – can
be insured under the one low monthly rate of $39.95.


Your coverage also includes a critical illness component, which pays out a lump-sum amount if any of
the covered individuals are diagnosed with one of the covered conditions. Plus, the money can be spent
however you need. Use it to pay medical expenses, take care of bills or cover income lost due to
recovery. That’s one less thing to worry about while you, or someone in your family, recovers from a
serious illness.


Key Benefits
Accident Insurance Benefits
Accident Insurance Benefits are payable if an injury from an accident results in a loss, treatment, or
expenses not covered by any existing health plans. Specific benefits covered include:

  • A Permanent Total Disability Benefit of $100,000
  • An Accidental Death Benefit of $20,000

Expense Reimbursement Benefits

  • Dental Benefits – should any of your children require dental treatment resulting from an
    accident, they can receive coverage for dental work done within 7 years after the accident
  • Hospital Stay Benefits – covers hospital services (including hospital room and other necessary
    hospital services such as a registered nurse, wheelchairs, casts and prescription drugs)
  • Funeral Expense Benefit – up to a maximum of $5,000

Critical Illness Insurance Benefits
Critical illness insurance provides a tax-free lump-sum payment to spend any way you need.

All insureds are eligible for coverage of 4 critical illness conditions:

  • Cancer (Life-Threatening)
  • Coronary Artery Bypass Surgery
  • Heart Attack
  • Stroke

On top of these 4 covered conditions, Dependent Children will also have coverage for 6 child-specific illnesses:

  • Cerebral Palsy
  • Congenital Heart Disease
  • Cystic Fibrosis
  • Down Syndrome
  • Muscular Dystrophy
  • Type 1 Diabetes

To apply for the Family Accident Reimbursement Plan or to find out more, visit
solutionsinsurance.com/lloydsadd

Please see what is covered HERE.